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Change log entry 71108
Processed by: goldyn_chyld (2020-11-11 07:07:11 UTC)
Comment: << review queue entry 67299 - submitted by 'richwarm' >>
新保單就可能有額外的不保事項(Exclusion) 或附加保費(Loading),甚至拒保(Decline)。

Cantonese example:
(粵) 佢因為有糖尿病,所以保險公司拒保。 (keoi5 jan1 wai6 jau5 tong4 niu6 beng6, so2 ji5 bou2 him2 gung1 si1 keoi5 bou2.)
(英) The insurance company refused to insure her because she has diabetes.
https://words.hk/zidin/%E6%8B%92%E4%BF%9D

ChinesePod
只要过了180天的观察期后患病或身故的,都会马上给付。但是投保时要说清楚,带病投保不在理赔范围内。有某些疾病的还可能会被拒保。
As long as you've passed the 180 day observation period, you'll be able to get money immediately if you get sick or die. But when you're taking out a policy, you have to state your situation clearly. Pre-existing diseases are outside our range of coverage. There are some diseases for which coverage might be rejected.
Diff:
+ 拒保 拒保 [ju4 bao3] /to refuse to insure/to exclude from insurance coverage/
By MDBG 2025
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