| Change log entry 68984 | |
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| Processed by: | goldyn_chyld (2020-01-27 13:50:56 UTC) |
| Comment: |
<< review queue entry 65638 - submitted by 'richwarm' >> "The securities are issued by Ant Financial's consumer lending unit, Ant Check Later (蚂蚁花呗) and Ant Jiebei (蚂蚁借呗)." "Ant Financial alone accounted for 53.35% of consumer finance ABS issuance in 2018, via Ant Check Later (蚂蚁花呗), which saw the issuance ..." "Alipay Ant Check Later is now supported. 现已支持支付宝花呗付款。" "Ant Check Later — the [loan service] affiliate of Alibaba — as one of the most popular online credit service providers is a case in point," she said. "[It] offers credit from 500 yuan ($100) to 50,000 yuan ($10,000) based on big data analysis from their Alipay account history. https://www.abc.net.au/news/2018-11-28/want-to-pay-for-a-packet-of-biscuits-in-36-instalments/10557212 The twenty-something discovered that she has become used to paying with credit cards and other online credit services, including Alipay's Ant Check Later or Huabei, which gives users a credit consumption quota, even though she got her first credit card just three years ago. JieBei: A consumer credit loan service for Ant users with high Sesame Credit scores (600+). JieBei claims to hand out, on average, 3000 yuan (roughly $440 USD) to consumers each month, driving consumption on Alibaba’s shopping marketplaces. https://news.cgtn.com/news/3d3d774e31497a4d33457a6333566d54/index.html Huabei: Huabei, or Ant Check Later, was launched in April 2015 to allow users to buy items with credit with no-interest installment repayment. HuaBei claimed 80M active users at the end of 2016. https://www.cbinsights.com/research/ant-financial-alipay-fintech/ https://zh.wikipedia.org/wiki/%E8%8A%B1%E5%91%97 Ant Check Later extends consumer credit ranging from 500 yuan to 50,000 yuan based on customer risk assessment that is determined by big data analysis. Credit is also interest-free for up to 41 days. http://usa.chinadaily.com.cn/business/2017-10/12/content_33159612.htm video (in which you can hear the pronunciation of the 唄 in 花唄) https://zhuanlan.zhihu.com/p/37834813 |
| Diff: |
+ 花唄 花呗 [Hua1 bei5] /Ant Check Later, consumer credit service offered by Ant Financial Services 螞蟻金服|蚂蚁金服[Ma3 yi3 Jin1 fu2]/ |